Is a spam letter to a stranger at my exact home address suspicious? This morning I received a piece of sales literature addressed to a mysterious Miss Nazmin Subhan at my home address. Sent via a DHL mailing service, it could, of course, be a clerical/ computer error, whereby her name has accidently been connected...
This is a Red Herring. The banks are in fact charging customers for NOT providing unauthorised overdrafts, and by bouncing payments. It would seem perfectly reasonable for the banks to charge £35, if indeed they were somehow being forced to payout funds that hadn’t been agreed, as a form of additional lending. However that’s not...